Personal Checking
Account Options
Enjoy convenient online access with varied checking account options.
Confidently Free Checking
A FREE account for everyone!
- No minimum balance requirements
- No monthly service charge
Confidence Plus Checking
Initial Deposit $50
- 0.10% APY*
- No minimum balance to obtain APY
- No monthly service charge
- Free domestic ATM refunds up to $20
- Free first box of checks
Premium Confidence Checking
Initial deposit $50
- 0.45% APY*
- No minimum balance to obtain APY
- $6 monthly service charge fee if minimum daily balance falls below $1,500
- Free domestic ATM refunds up to $20
- Free Deluxe specialty checks
Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as overdraft fees may apply. Fees may reduce earnings. See fee schedule for details.
*Annual Percentage Yield as of 10/3/2025. Rates subject to change at bank discretion.