ATM Security: Tips for Staying Safe

Criminals are always coming up with new tricks to target ATMs, from sneaky digital hacks to hidden gadgets designed to grab your card info. Here’s what to watch out for, and how you can stay protected:

ATM Jackpotting

Sometimes, scammers break into ATMs and install malware or special hardware. By doing this, they can control the machine and make it spit out cash like someone made a real withdrawal.

Tip: Stick to ATMs in safe, well-lit spots—preferably inside bank branches. If you notice anything odd (like loose parts, extra devices, or strange attachments), tell the bank right away.

ATM Shimming

With shimming, a criminal slips a paper-thin device into the card slot. This “shim” reads the data as your card’s chip connects, putting both chip and magnetic stripe cards at risk.

Tip: If your card feels stuck or doesn’t slide in like usual, stop what you’re doing and alert the bank. Always shield the keypad with your hand when entering your PIN. If you have the option, use contactless payments.

ATM Skimming

Skimmers put hidden readers or tiny cameras on ATMs to steal your card’s magnetic stripe info and PIN. With this data, they can make fake cards or take money from your account.

Tip: Before using an ATM, look it over for anything loose, taped, or misaligned. Cover the keypad with your hand, and check your account regularly for anything suspicious.

Final Advice:

It only takes a few seconds to check your surroundings and inspect the ATM. If something feels off, cancel your transaction right away and report it.