Real Estate Loans

Whether you are buying, building or refinancing, our Mortgage Lenders will walk you through the process step by step. Our Mortgage Center makes applying easy and provides the resources and tools you need!

Home Mortgages


Home mortgages are available to help finance the most important purchase you may ever make. We offer conventional fixed-rate, variable-rate, FHA, VA, and WHEDA mortgages.

Construction Loans


Construction loans are short-term, interest-only loans that are typically designed to be replaced by a regular mortgage once the home is built.  Let Coulee Bank help you build the home of your dreams.

Home Equity Line of Credit


Home equity lines and second mortgages let you borrow against the equity you have built in your home. The interest you pay is generally tax deductible; however, consult your tax advisor.

Land Purchase


Maybe a few acres of wilderness appeals to your pioneer spirit. Maybe it's a desire to build a house exactly the way you want, which means starting with an unimproved, vacant lot in a new subdivision. Whatever the motivation, buying land is different from buying a house and Coulee Bank is here to help.

Meet the Mortgage Team


Meet our Mortgage Team to apply for a real estate loan.

Coulee Bank's lending priority is focused on serving the communities in close proximity to our branch offices. For our La Crosse and Onalaska, Wisconsin branches, our primary lending area will be residents in Jackson, La Crosse, Monroe, Trempealeau, and Vernon counties in Wisconsin and Houston and Winona counties in Minnesota. For our Twin Cities branch located in St. Paul, Minnesota, our primary lending area will be residents in Anoka, Carver, Chisago, Dakota, Hennepin, Ramsey, Scott, Washington, and Wright counties in Minnesota, and St. Croix and Pierce counties in Wisconsin. For our Rochester, Minnesota Lending Production office, our primary lending area will be residents in Olmstead, Wabasha, Goodhue, Dodge, Fillmore, and Mower counties.