Personal Checking

Account Options

Keep it simple with any of our Totally Free Checking Accounts. Plus, you'll get a free gift when you open your new checking account!

Totally Free Checking

Initial Deposit $50

No monthly service charge
Free Thank You Gift!**

No Hassle Interest Checking

Initial Deposit $50

0.10% APY*
No Minimum Balance to Obtain APY
No monthly service charge
ATM Fee Rebates
Free Thank You Gift!**

  • Competitive Interest
  • Free Domestic ATM Refunds up to $20/month
  • Free First Box of Deluxe specialty checks

49+ Interest Checking

Initial Deposit $50

0.10% APY*
No Minimum Balance to Obtain APY
No monthly service charge
ATM Fee Rebates
Free Thank You Gift!**

  • Competitive Interest
  • Free Domestic ATM Refunds up to $20/month
  • Free Deluxe Specialty Checks

Premium Interest Checking

Initial Deposit $50

0.45% APY*
No Minimum Balance to Obtain APY
$6 monthly service charge fee if minimum daily balance falls below $1,500.
ATM Fee Rebates
Free Thank You Gift!**

  • Competitive Interest
  • Free Domestic ATM Refunds up to $20/month
  • Free Deluxe Specialty Checks

Answer a few questions to find the right checking account

Service Charges and Fees

Rates effective as of 11/28/2021. Rates may change after the account is opened and is subject to change at the bank's discretion.
Fees may reduce earnings
* Annual Percentage Yield
** We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099. Free gift provided at time of account opening while supplies last.
*** $5 for checks and $5 per debit card (up to a $10 maximum) from another financial institution given at the time the checks/debit cards are presented.