Personal Checking

Account Options

Enjoy convenient online access with varied checking account options.

Confidently Free Checking

A FREE account for everyone!

No minimum balance requirements
No monthly service charge

Confidence Plus Checking

Initial Deposit $50

0.10% APY*
No minimum balance to obtain APY
No monthly service charge
Free domestic ATM refunds up to $20
Free first box of checks

Premium Confidence Checking

Initial Deposit $50

0.45% APY*
No minimum balance to obtain APY
$6 monthly service charge fee if minimum daily balance falls below $1,500.
Free domestic ATM refunds up to $20
Free Deluxe specialty checks

Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as overdraft fees may apply. Fees may reduce earnings. See fee schedule for details.

*Annual Percentage Yield as of 10/4/2024. Rates subject to change at bank discretion.