Privacy Policy


FACTS

WHAT DOES COULEE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • transaction history and credit history

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Coulee Bank chooses to share information about our experiences or transactions with you or your account with companies related to us by common control or ownership.

 

Reasons we can share
your personal information

Does Coulee Bank Share?

Can you limit this sharing?

For our everyday
business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday
business purposes -

information about your transactions
and experiences

Yes

Yes

For our affiliates' everyday
business purposes -

information about your creditworthiness

Yes

Yes

For nonaffiliates to market to you

No

We don't share

 

To limit our sharing

  • Call Toll Free (866) 784-9550
  • Visit us online: www.CouleeBank.net

Please note:

If you are a new customer, we begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit sharing.

Questions?

Call (866) 784-9550 or go to www.CouleeBank.net

 

Who we are

Who is providing this notice?

Coulee Bank

What we do

How does Coulee Bank protect
my personal information?

To protect your personal information from unauthorized
access and use, we use security measures that comply with
federal law. These measures include computer safeguards
and secured files and buildings.

How does Coulee Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such
as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market you you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

What happens when I limit sharing for an account
I hold jointly with someone else?

Your choices will apply to everyone on your account-unless
you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control.
They can be financial and nonfinancial companies.

  • Our affiliates include nonfinancial companies, such as a bank holding company.

Nonaffiliates

Companies not related by common ownership or control.
They can be financial and nonfinancial companies.

  • Coulee Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Coulee Bank does not jointly market.