Personal Checking Accounts

Coulee Bank has the right checking account solution to meet your needs and bring you the highest return. Find out what checking account is right for you.

Click the categories below to expand for more details.

Rewards Checking

No monthly fees.
No minimum balance.
$50 initial deposit.
To earn special e-rates for the highest return on your account each month:

Make at least 10 debit card point-of-sale transactions (excluding ATM transactions).
Receive a monthly electronic statement.
One direct deposit or ACH Auto Debit (transaction must be over $1.00).

If you do not meet the requirements per qualification cycle, your account will function as a free checking account, earning the standard rate.
- The "monthly qualification cycle" starts on the last business day of the month and ends on the second to last business day of the following month. All e-rate requirements must be posted and clear your account during the monthly qualification cycle to be considered a qualifying account and receive the e-rate for that month. Transactions may take one or more business days to post to an account from the date the transaction is made. Intrabank transfers do not count as qualifying ACH transactions. There will be no exceptions to the requirements for transactions that were made, but have not posted to the account. Interest is calculated and paid through the last calendar day of the month.
Bounce Protection limit of $300.00.
Beginning April 1, 2011 Coulee Bank will only accept Free Rewards Checking applications from applicants residing in the states of Wisconsin, Minnesota, and Iowa.
For current rates, click here.
For additional information, click here.
For a list of services, fees, and charges, click here.

Apply now

Gold Club Checking

For individuals 50 years or older.
Interest is paid on balance.
Monthly statement.
Bounce Protection limit of $750.
For current rates, click here.
For a list of services, fees, and charges, click here.

Issued at no charge:

Deluxe specialty checks.
Money Orders and Cashier’s Checks.

FDIC Insured-Depositor’s Accounts are insured to at least $250,000 in accordance with FDIC Regulations.

To sign-up for one of the checking accounts above, come in to meet with a personal banker and start banking with confidence today. We'll partner with you to find the right financial solutions for your needs. Find your local branch or call (608) 784-9550 today.

Free Checking

$50 initial deposit.
No minimum balance.
Monthly statement.
No monthly or per check fee.
Bounce Protection limit of $300.
For a list of services, fees, and charges, click here.

FDIC Insured-Depositor’s Accounts are insured to at least $250,000 in accordance with FDIC Regulations.

It looks like a credit card but works like a check. Your debit card can be used anywhere Visa cards are accepted and at ATM machines worldwide. Access your money—Instantly!

To sign-up, e-mail or call our Operations Department at (608) 784-9550.

Debit cards are available with any Coulee Bank checking account. Coulee Bank's monitoring department works hard to keep your account safe from identity theft. In the event that you will be leaving the country, please notify a personal banker so a notice can be put on your account, preventing it from being flagged. This service is in place to keep you safe from suspicious activity. For a list of services, fees, and charges, click here.