ICS & CDARS Deposit Accounts

Access millions of dollars in FDIC insurance while working with one financial institution you know and trust

Rest assured.

Relax knowing that your funds are eligible for multi-million-dollar FDIC insurance, protection that’s backed by the full faith and credit of the United States government.

Save time.

Capitalize on the simplicity of working directly with Coulee Bank, and say goodbye to managing multiple bank relationships, tracking collateral, or having uninsured deposits to footnote in financial statements.

Earn a smart return.

Put excess cash balances to work by placing funds into ICS or CDARS accounts. Earn one rate on your ICS savings deposits and one rate per maturity on your CDARS deposits. Fees may reduce earnings.

Make communities stronger.

Feel good knowing your deposits can be used to fund lending in the local community or to help underserved communities.

Contact Us to Learn More

Coulee Bank’s ICS & CDARS deposit accounts are designed to help individuals and businesses access millions of dollars in FDIC insurance while working with one financial institution you know and trust.

ICS and CDARS accounts provide multiple liquidity options, detailed account reporting, and safety for your cash in any market environment. Contact us to learn more at treasury@couleebank.net or 866-784-9550.

Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits.