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Understanding Traditional 401(k) and Roth 401(k) Accounts

Most employers offer a traditional 401(k) or Roth 401(k) or in some cases both. Employees can contribute to both accounts, and employers can opt to match a portion of the employee’s contribution. To best meet your retirement goals, it’s important to understand both options.

Tips from IT: Reboot Your Device for Better Performance

Computers and smart devices are essential in our day-to-day work, so we must maintain our devices to ensure they work properly. A good rule of thumb is to power off or reboot your devices at the end of every workday. But why is rebooting your device crucial to the performance?

Frugal February Savings Challenge

The holiday season can be a time of joy and celebration, but it often leaves many people facing the challenge of paying off credit card debt that accumulated during this period. If you can relate, participating in Frugal February may be the perfect cure for a holiday spending hangover.

Inside Your Mortgage Payment: Unpacking the Four Core Parts

A mortgage is a great way to purchase a home without paying the entire amount upfront. With a mortgage comes a monthly payment to the lender. This mortgage payment has four components, principal, interest, taxes, and insurance (PITI).

Cyber-Attackers Found a Genius Way to Bypass Our Malware Defenses

In an era where digital security is paramount, cyber-attackers continually evolve their tactics to outsmart even the most sophisticated malware defenses. Recently, a new method has emerged.

Make Your Money Work for You

Setting financial resolutions is the first step towards a more secure and prosperous future. However, to transform these resolutions into reality, action is essential. Here are some practical strategies to help you achieve your financial goals.

Understanding the 5 Cs of Credit: A Homebuyer's Essential Guide

If you are about to purchase a home, you must understand the importance of the 5 Cs of credit. The five Cs of credit is a framework lenders use to assess the creditworthiness of potential borrowers.

Year-End Bookkeeping Essentials: Your Ultimate Checklist

For many people, January is a new beginning. It’s a time when goals are set for the year ahead. However, for business owners, January signals an end. As we approach year-end, here are some essential tasks for a seamless close.

Winterize Your Home from Top to Bottom

There’s nothing better than cozy socks, hot cocoa, and a good book or movie on a cold winter’s night. However, the cooler temperatures bring freezing rain, ice, and snow. These winter storms can wreak havoc on your home if you don’t prepare it for the impending weather.

Last Minute Shopping Tips

With the holidays approaching, you are likely gearing up to mingle with the masses for your holiday shopping. Before you start shopping, we have a few tips to keep in mind, so you don’t break the budget. Here’s how to avoid overwhelming credit card debt in January.

Coulee Bank Share with Care

Social media, while a powerful tool for personal and professional connectivity, carries inherent risks if not used responsibly. Our IT team put together essential safety tips and tricks for sharing with care and staying safe on social media.

Comprehensive Guide to VA Home Loans

VA loans are specifically designed for active and veteran service members and their surviving spouses. The loans are backed by the federal government but issued through private lenders, which provides flexibility and accessibility.

Understanding and Protecting Against Phishing, Smishing, and Quishing

Phishing, smishing, and quishing use different channels to deceive people into revealing sensitive information, such as passwords, credit card numbers, or Social Security numbers, which can be used for malicious purposes.

The Benefits of Thrifting as a Side Hustle

Buying holiday gifts can be challenging if you don’t have the extra cash. You may want to consider thrifting as a side hustle. You can work at your own pace, recirculate items, and earn money.

Don't Get Snowed by Scammers This Holiday Season

Criminals are getting smarter and more aggressive when it comes to holiday scams. It’s important to stay vigilant as you shop for holiday gifts or give to charities. Here are common scams and ways to avoid them.

Protecting Yourself from Scams After Disasters

In the wake of natural disasters like Hurricane Helene and Milton, it’s natural to want to help those affected, but unfortunately, scammers exploit the generosity and vulnerability of people during these tough times.

What is a Home Appraisal?

When buying, selling, or refinancing a home, an appraisal of the property is important. Banks need appraisals to ensure there is sufficient collateral for the loan and that there are no health and safety issues or repairs needed.  

Building Stronger Communities

United Way is a global organization creating stronger, more resilient communities. Coulee Bank has participated in an annual fundraiser for the United Way since 1970 because they too are deeply rooted in their communities.

Open Enrollment: Benefits for the Next 12 Months

Fall is the time that most employers hold their benefit open enrollment period. Open enrollment can often be complicated and overwhelming; here are some tips to help you navigate a successful open enrollment period.

Podcasts are Convenient and Accessible

Coulee Bank is connecting with the up-and-coming generation by providing the podcast, Financially Free Gen-Z. Tune in each month as Munger and Herrmann discuss a variety of financial topics.

How to Network Even if You Are an Introvert

You cannot successfully build your business with passion alone. It takes a team of other professionals to help you with different aspects of your business.

The Ultimate Guide to Buying a Home on a Single Income

Thinking about buying a home on a single income? It's a big decision, but it's not impossible. With the right planning and resources, you can make your dream of homeownership a reality. 

Are You Ready to Make Banking More Convenient Than Ever?

When you work with a community bank like Coulee Bank, you gain more than just financial services. We offer a partnership rooted in trust and personalized support.

Having the Money Talk with Your Children

While some might think discussing this topic is taboo, your kids need to learn money habits from someone, so why not make it you?

The Benefits of Password Managers

In an increasingly digital world, managing multiple passwords can become daunting. Unique, strong passwords for various online accounts are crucial to protect against cyber threats.

The Importance of Curb Appeal

Looking to sell your home? Don’t underestimate the power of curb appeal. From the driveway to the front doorway, the exterior of your home is a crucial selling point.

Understanding Remote Deposit Capture

We pride ourselves in offering in-person customer service at multiple bank locations. However, with the rise of digital banking, we quickly upgraded our services to offer many forms of digital banking.

From Communicating in the Classroom to Communicating in an Interview

How do you prepare for an interview to transition from classroom to career?

Owning a Home is a Solid Investment

June is homeownership month, and at Coulee Bank, we have good news for you. Even though you may be apprehensive about buying a home in this financial climate, rates won’t stay high forever. It’s better to buy the house and rent the rate.

Highlight Your Home’s Best Features

Highlighting your home’s finest features is essential for getting top dollar when ready to sell. The only way to highlight those features is by decluttering your home.

Create a Financial Game Plan During Your Wealth-Building Years 

As college students gear up to enter the workforce, we have some practical tips to help put a solid game plan in place. 

Lured Into a Phishing Scam?

Did you get lured into a phishing scam? Don’t panic! Let’s discuss what to look for and how to fix it if you took the bait.

Opportunities Are Endless With the Creation of Small Businesses

Small businesses fuel innovation, create jobs, and serve their communities. They play a vital role in shaping society and offer opportunity and growth for their employees and the economy.

Take Control of Unwanted Calls by Opting Out

We can show you how to opt out of unsolicited loan offers after you apply for a loan.

Community Involvement is the Backbone of a Community Bank

Community banks are known to serve businesses and individuals in a small geographic area and emphasize personal relationships with their customers.

Create a Spending Plan for Financial Success

Creating a spending plan that aligns with your income and expenses paves the way for short-term and long-term financial security.

The Importance of an Emergency Fund

An emergency fund is key to financial security and peace of mind. It works best when you establish a budget and regularly set aside money to help with unexpected expenses.

Digital Banking is Convenient, Secure, and Versatile

Coulee Bank’s digital platform allows you to bank when it’s important to you

How to Build Business Credit

In the fast-paced business world, having a well-established credit history is essential.

Should I Get Pre-Approved for a Mortgage?

If you are ready to purchase a home, consider getting pre-approved for a mortgage.

What is ACH and Why Does Your Business Need It?

ACH is an electronic payment system used to move money from one bank account to another.

How to Protect Your Deposits

Insure your deposits with one banking institution.

Unlock the Door to Home Ownership

Two organizations that help people find affordable housing.

Kick Off the New Year with Smarter Business Decisions

Stay one step ahead of fraudsters with Positive Pay.

Are You an Aspiring Entrepreneur?

Owning a business is not without risk. It’s best to pick an industry you are passionate about and one you have researched.

Like a Sinking Ship, Mortgage Rates Are Taking a Dive

Mortgage rates are finally taking a dip after doubling at the beginning of 2023.

Preventing Elder Financial Abuse

It’s an all too unfortunate reality that older adults are attractive targets for financial exploitation because they tend to possess more wealth than other potential victims. 

 

Properly Storing Your Financial Records

Your financial records contain identifying details and account information that can be dangerous in the wrong hands.

 

Living Within Your Means at School

Between tuition, books, housing, and other daily expenses, college can take a major toll on your wallet.

 

Merging Accounts When You Get Married

Coming up with a financial plan that works for your marriage is of the utmost importance.