Personal Service Charge Fees

Below is a list of the service charges and fees for our personal accounts effective October 2021.

Cashier's Checks $2.00 each
Personal Money Orders $2.00 each
Printed Check Orders Varies with style
Deposit Item Returned Fee $10.00 per item
Overdraft Item Fee (per item presentment $32.00 per item
Non-Sufficient Funds Fee (per item presentment) $32.00 per item
Overdraft Item Fee/Non-Sufficient Funds Fee Daily maximum $224.00
Continuous Overdraft Fee1 $3.00
Stop Payment Charge* $10.00 per item
Account Research $25.00 per hour
$25.00 minimum
Account Reconciliation $25.00 per hour
$25.00 minimum
Copy of Cancelled Check $1.00 per page
Duplicate Statement $5.00
Coin Counting 5% of total (non-customers)
Rolled Coin (per roll) $0.10 (non-customers)
Foreign Currency $20.00 purchase
$20.00 redemption
Foreign Item Fee $10.00
Notary Service FREE
Medallion Signature Guarantee*** FREE to customers only
Check Cashing (non-customer) 2% of total
Duplicate Tax Form (per form) $5.00
Garnishment/Levy Fee $75.00
Account Closed - within 6 months $25.00
Dormant Fee in Service Charge - no activity within 2 year's time $5.00 per month
Failure to Update Address (Returned Mail Fee) $5.00
Consumer Coupon Book $10.00
Rejected Check $5.00
Replacement Debit Card $5.00
PIN Re-issue $5.00
ACH or AFT Modification $5.00
Check Images with Paper Statements $2.50 per month

* Indicates a change in service charge or fee
*** Not available at St. Paul or Rochester branches
1Should you overdraw your account, we may assess an overdraft item charge. Our current overdraft item charge is $32. We will also assess a $3 continuous overdraft charge. A continuous overdraft charge is a daily charge for an outstanding overdraft status. Typically, we will charge this continuous overdraft fee after the 3rd business day and for each business day that your account is overdrawn and continues to have a negative (overdraft) balance. Business days are Monday through Friday, excluding federal holidays. Fees for overdrawing your account may be imposed on each check, preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance.

Wire In Fee $10.00 per transfer
Wire Out Fee - Domestic
Wire Out Fee - International
$22.00 per transfer
$52.00 international transfer
Sweep Transaction Charge (per transaction) $5.00
Internet Banking Transfer FREE
Phone Banking Transfer FREE

3x5** $25.00
4x5*** $30.00
5x5*** $40.00
3x10 $45.00
4x10*** $50.00
5x10 $55.00
10x10 $75.00
Key Replacement $30.00
Lock Drilling $200.00
Lock Drilling & New Lock $300.00

Safe Deposit Boxes not available at Holmen branch

** Not available at Onalaska or Rochester branch
*** Not available at St. Paul or Rochester branches