Call Us 866-784-9550

Family sitting on dock

Service Charges & Fees

Below is a list of the service charges and fees for our personal accounts effective July 1, 2019.

Cashier's Checks $2.00 each
Personal Money Orders $2.00 each
Printed Check Orders Varies with style
Deposit Item Returned $10.00 per item
Overdraft Item Paid Fee $32.00 per item
Overdraft Item Returned Fee

Overdraft Item Paid Fee/Overdraft Item Returned Fee
$32.00 per item

Daily maximum $224.00
Overdraft Daily Fee1 $3.00
Stop Payment Fee* $10.00 per item
Account Research $25.00 per hour
$25.00 minimum
Account Reconciliation $25.00 per hour
$25.00 minimum
Copy of Cancelled Check $1.00 per page
Duplicate Statement $5.00
Coin Counting 5% of total (non-customers)
Rolled Coin (per roll) $0.10 (non-customers)
Foreign Currency $20.00 purchase
$20.00 redemption
Depositing Foreign Items $10.00
Notary FREE
Medallion Signature Guarantee*** FREE to customers only
Check Cashing (non-customer) 2% of total
Duplicate Tax Forms $5.00
Garnishment/Levy $75.00
Account Closed - within 6 months $25.00
Dormant Checking Account - no activity within 2 year's time $5.00 per month
Dormant Savings Account - no activity within 2 year's time $5.00 per month
Bad Address Fee $5.00
Consumer Coupon Books $10.00
Rejected Checks $5.00
Replacement Debit Cards $5.00
PIN Re-issue $5.00
ACH or AFT Modification $5.00
Images of Checks
Personal Paper Statements
$2.50 per month

* Indicates a change in service charge or fee
*** Not available at St. Paul or Rochester branches

1Should you overdraw your account, we may assess an overdraft fee. Our current overdraft fee is $32. We will also assess a $3 continuous overdraft fee. A continuous overdraft fee is a daily fee for an outstanding overdraft status. Typically, we will charge this continuous overdraft fee after the 2nd business day and for each business day that your account is overdrawn and continues to have a negative (overdraft) balance.


Incoming Wire Transfer $10.00 per transfer
Outgoing Wire Transfer $22.00 per transfer
$52.00 intl transfer
Sweep Fee per Transaction $5.00
Internet Banking Transfer FREE
24 - Hour Voice Response FREE
3x5** $25.00
4x5*** $30.00
5x5*** $40.00
3x10 $45.00
4x10*** $50.00
5x10 $55.00
10x10 $75.00
Key Replacement $30.00
Lock Drilling $200.00
Lock Drilling & New Lock $300.00

Safe Deposit Boxes not available at Holmen branch
** Not available at Onalaska branch
*** Not available at St. Paul or Rochester branches