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Service Charges & Fees

Below is a list of the service charges and fees for our personal accounts effective December 1, 2015.

Cashier's Checks $2.00 each
Personal Money Orders $2.00 each
Certified Checks** $20.00
Printed Check Orders Varies with style
Deposit Item Returned $7.00 per item
Overdraft Item Paid Fee $30.00 per item
daily maximum $210.00
Overdraft Item Returned Fee $30.00 per item
daily maximum $210.00
Bounce Fee $30.00 per item
daily maximum $210.00
Continuous Overdraft Fee 1 $3.00
Hold Request by Customer $30.00 per check
Postdated Check Notice $30.00 per check
Stop Payment Fee $30.00 per item
Account Research $25.00 per hour
$25.00 minimum
Account Reconciliation $25.00 per hour
$25.00 minimum
Copy of Cancelled Check $1.00 per page
$5.00 fax fee
Duplicate Statement $5.00
Photocopies $0.25 per copy
Coin Counting 5% of total (non-customers)
Rolled Coin (per roll) $0.10 (non-customers)
Foreign Currency $20.00 purchase
$20.00 redemption
Depositing Foreign Items** $10.00 or $60.00
Collections $20.00 per item
Notary FREE
Signature Guarantee FREE to customers only
Check Cashing (non-customer) 2% of total
Fax Fee $5.00
Duplicate Tax Forms $5.00
Garnishment/Levy $50.00
Account Closed - within 6 months $25.00
Dormant Checking Account - no activity within 2 year's time $5.00 per month
Dormant Savings Account - no activity within 2 year's time $5.00 per month
Account Activity Printout $5.00
Failure to Update Address $5.00
Hold/Special Handling Mail $5.00
Consumer Coupon Books $10.00
Rejected Checks $5.00
Replacement ATM/Debit Cards $5.00
PIN Re-issue $5.00
ACH or AFT Modification $5.00
Images of Checks
Personal Paper Statements
$2.50 per month
Images of Checks
Business Paper Statements
$15.00 per month

** Not available at Onalaska branches.

1Should you overdraw your account, we may assess an overdraft fee. Our current overdraft fee is $30. We will also assess a $3 continuous overdraft fee. A continuous overdraft fee is a daily fee for an outstanding overdraft status. Typically, we will charge this continuous overdraft fee after the 2nd business day and for each business day that your account is overdrawn and continues to have a negative (overdraft) balance.

Incoming Wire Transfer $10.00 per transfer
Outgoing Wire Transfer $20.00 per transfer
$50.00 intl transfer
Sweep Fee per Transaction $5.00
Internet Banking Transfer FREE
24 - Hour Voice Response FREE
Telephone Transfer $2.00


3x5** $25.00
4x5*** $30.00
5x5 $40.00
3x10 $45.00
4x10*** $50.00
5x10 $55.00
10x10 $75.00
Key Replacement $30.00
Lock Drilling $200.00
Lock Drilling & New Lock $300.00

** Not available at Onalaska branch.
*** Not available at Onalaska or St. Paul branches.