Credit Card Rates

Rates effective as of November 28, 2021

Rates subject to change at the bank's discretion.

Plan Options Retail Purchase Cash Advance Balance Transfer
Introductory APR (6 months) 7.90% 18.90% 14.90%
Annual Percentage Rate (after first 6 months) 14.90% 18.90% 14.90%
Grace Period for Repayment of the balances for purchases 25 days None None
Minimum Monthly Payment 3% of the outstanding balance or $10, whichever is greater 3% of the outstanding balance or $10, whichever is greater 3% of the outstanding balance or $10, whichever is greater
Method for Computing
the balance for purchases
Average daily balance
excluding new purchases
N/A N/A
Annual Fee None None None
Late Payment Fee $25.00 $25.00 $25.00
Cash Advance Fee N/A $5.00 or 3% of the amount advanced, whichever is greater N/A
Balance Transfer Fee N/A N/A None
Returned Payment Fee $25.00 $25.00 $25.00
Foreign Transaction Fee 1% of the transaction amount 1% of the transaction amount 1% of the transaction amount
Phone Payment $10.00 $10.00 $10.00
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Actual interest rates and APR's may vary based on your personal credit history and will be provided upon receipt of a completed loan application approved by Coulee Bank.