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Credit Card Rates

Credit Card Rates

Rates effective as of 6/19/2021.
Rates subject to change at the bank's discretion. 

Plan Options Retail Purchase Cash Advance Balance Transfer
Introductory APR (6 months) 7.90% 18.90% 14.90%
Annual Percentage Rate (after first 6 months) 14.90% 18.90% 14.90%
Grace Period for Repayment of the balances for purchases 25 days None None
Minimum Monthly Payment 3% of the outstanding balance or $10, whichever is greater 3% of the outstanding balance or $10, whichever is greater 3% of the outstanding balance or $10, whichever is greater
Method for Computing
the balance for purchases
Average daily balance
excluding new purchases
N/A N/A
Annual Fee None None None
Late Payment Fee $25.00 $25.00 $25.00
Cash Advance Fee N/A $5.00 or 3% of the amount advanced, whichever is greater N/A
Balance Transfer Fee N/A N/A None
Returned Payment Fee $25.00 $25.00 $25.00
Foreign Transaction Fee 1% of the transaction amount 1% of the transaction amount 1% of the transaction amount
Phone Payment $10.00 $10.00 $10.00

Actual interest rates and APR's may vary based on your personal credit history and will be provided upon receipt of a completed loan application approved by Coulee Bank.

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