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Individual Retirement Accounts

Save for your retirement and save on your taxes at the same time—with an IRA! Fixed rate plans are available to most wage earners. These accounts are insured separately by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000. Below are the current rates.

IRAs Minimum Balance to
Open Account and Obtain APY*
Interest Rate APY*
12 Month $500 0.35% 0.35%
18 Month $500 0.45% 0.45%
30 Month $500 0.75% 0.75%
Fees may reduce earnings of the account daily balance. There is a penalty for early withdrawal.

service charges and fees
Rates effective as of 10/1/2020.
Rates subject to change at the bank's discretion. 
APY* - Annual Percentage Yield

Contact one of our Personal Bankers at (608) 784-9550 or (866) 784-9550 for more information.