49+ Interest Checking includes:
- Free Deluxe specialty checks
- Competitive interest
- 0.10% APY*
- No minimum balance to obtain APY
- No monthly service charge fee
- Free domestic ATM refunds up to $20
- Free MasterCard Debit Card
- Free Online Banking, Bill Pay, E-Statements, and Mobile App
- Buy back of your unused checks and debit cards from another financial institution**
- Free Thank You Gift***
Minimum opening deposit is $50. Ask for details. Other fees such as non-sufficient funds, overdrafts, continuous overdraft charges, dormant fees, etc. may apply. Fees may reduce earnings. Rates effective as of 10/22/2021. Rates may change after the account is opened and is subject to change at the bank's discretion.
*Annual Percentage Yield
**$5 for checks and $5 per debit card (up to a $10 maximum) from another financial institution given at the time the checks/debit cards are presented.
***We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099. Free gift provided at time of account opening while supplies last.