Lines of Credit / Short-Term Working Capital

The solution for temporary cash flow needs

Cash flow is critical to the success of any business. A business line of credit is a pre-approved credit facility that is easily assessable and can be utilized for any number of needs. Lines of credit provide flexibility to take advantage of profitable opportunities, supplement temporary cash flow needs or other cash needs.

If your business is cyclical and you periodically need funds to finance your accounts receivable and inventory levels, this service is for you.

These loans provide your business with the flexibility to borrow when you need to and repay part or all of the balance when the funds are available, enabling you to easily manage your day-to-day cash flow.

Business lines of credit are useful for:

  • Swings in accounts payable or receivable.
  • Business expansion.
  • Seasonality and inventory growth.
  • Vendor discounts.
  • Payroll.
  • Unexpected expenses.

Contact our Business Banking Team for local decision making and experience.

Coulee Bank's lending priority is focused on serving the communities in close proximity to our branch offices. For our La Crosse and Onalaska, Wisconsin branches, our primary lending area will be residents in Jackson, La Crosse, Monroe, Trempealeau, and Vernon counties in Wisconsin and Houston and Winona counties in Minnesota. For our Twin Cities branch located in St. Paul, Minnesota, our primary lending area will be residents in Anoka, Carver, Chisago, Dakota, Hennepin, Ramsey, Scott, Washington, and Wright counties in Minnesota, and St. Croix and Pierce counties in Wisconsin. For our Rochester, Minnesota Lending Production office, our primary lending area will be residents in Olmstead, Wabasha, Goodhue, Dodge, Fillmore, and Mower counties.