Personal Service Charges and Fees 2009

Checks Issued
Cashier’s Checks	$2.00 each*
Personal Money Orders	$2.00 each*
Certified Checks	$20.00 **
Printed Check Orders	Varies with style

Checking Account Charges And Fees
Deposit Item Returned	$7.00 per item
Overdraft Item Paid	$30.00 per check daily maximum $210.00*
Overdraft Item Returned	$30.00 per check daily maximum $210.00*
Stop Payment	$30.00 per item
Hold Request by Customer	$30.00 per check
Postdated Check Notice	$30.00 per check

Services
Account Research	$25.00 per hour $15.00 minimum
Account Reconciliation	$25.00 per hour $15.00 minimum
Copy of Cancelled Check	$1.00 per check $5.00 fax fee
Duplicate Statement	$5.00
Photocopies	$.25 per copy
Coin Counting	$5.00 non-customers
Rolled Coin (per roll)	$0.10 non-customers
Foreign Currency	$20.00 purchase $20.00 redemption
Collections	$20.00 per item
Notary	FREE
Signature Guarantee	FREE to customers only
Fax Fee	$2.00 per outgoing page

Other Charges and Fees
Duplicate Tax Forms	$5.00
Garnishment/Levy	$50.00*
Account Closed - within 6 months	$25.00
Dormant Checking Account - no activity within 1 year's time	$5.00 per month
Dormant Savings Account - no activity within 2 year's time	$5.00 per month
Account Activity Printout	$2.00
Failure to Update Address	$2.00
Rejected Checks	$5.00
Replacement ATM/Debit Cards	$5.00
PIN Change (ATM/Debit Card)	$5.00*
Images of Checks in Paper Statements	$2.50 per month

Transfers Fees
Incoming Wire Transfer	$10.00 per transfer
Outgoing Wire Transfer	$20.00 per transfer* $50.00 International transfer*
Internet Banking Transfer	FREE
24 - Hour Voice Response	FREE
Telephone Transfer	FREE

Safe Deposit Box Annual Rental
3x5**	$15.00
4x5**	$20.00
5x5	$30.00
3x10	$35.00
4x10**	$40.00
5x10	$45.00
10x10	$65.00
Key Replacement	$15.00
Lock Drilling	$150.00

* Indicates a change in service charge or fee

** Not available at Onalaska branch

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. For more information please contact Coulee Bank or visit www.fdic.gov.

Beginning July 1, 2010 Coulee Bank will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.