Personal Savings

A Hassle-Free Way to Let Your Money Add Up—Fast!

• $200 initial deposit.
• $200 minimum balance.
• $5 service charge fee per month if below minimum balance any day during the statement cycle.
• Interest compounded quarterly.
• Quarterly statements for statement savings.
• ATM Card.
• Click here to apply online.
• For a list of services, fees, and charges, click here.

Check out our current interest rates and start saving today.

For Children and Young Adults Under the Age of 18

• $10 initial deposit.
• No minimum balance.
• Interest compounded quarterly.
• Quarterly statements.
• For a list of services, fees, and charges, click here.

Check out our current interest rates and start saving today.

The Perfect Way to Save for Year End Expenditures

• Better return than normal savings when you get your Christmas "bonus".
• Minimum deposits needed to achieve goals.
• Yearly savings tiers of $250, $500, $750, $1000, and $1250.
• Take advantage of direct deposit and it’s even easier!
• Contact Yer Yang at (608) 784-3911 or by e-mail.
• For a list of services, fees, and charges, click here.

The Best Way to Save for Planned and Unplanned Health Expenses

• $50 initial deposit.
• No minimum balance.
• Monthly statement.
• Debit Card.
• For a list of services, fees, and charges, click here.

Call for yearly contribution limits.

Earn the Highest Return on Your Money

• Maintain a $1,000 minimum balance and earn a high variable interest rate.
• Maximum of six withdrawals per month.
• If your balance drops below $1,000 any day during the statement cycle, there is a service fee of $5.
• Monthly statements.
• Click here to apply online.
• For a list of services, fees, and charges, click here.

Check out our current interest rates and start saving today.

We offer a wide range of certificates of deposit options with lengths from 91 days to 42 months. Deposit limits may exist on some options. All certificates earn interest at a fixed rate determined on date of purchase. Below are the current rates. There is a substantial penalty for early withdrawal. Automatically renewable at the rate in effect on renewal date. For a list of services, fees, and charges, click here.

Save for your retirement and save on your taxes at the same time—with an IRA! Fixed rate plans are available to most wage earners. These accounts are insured separately by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000. Below are the current rates. For a list of services, fees, and charges, click here.

*APY=Annual Percentage Yield. Rates subject to change. Fees may reduce earnings of the account daily balance. There is a penalty for early withdrawal.

Find Out How Your Savings Will Grow!

Enter how much you can afford to save each month, how long you can save that amount, and the interest rate on your savings. This calculator will display the eventual total.

Please note that this calculator is just an estimate. Come in and meet with a personal banker, e-mail or call us at (608) 784-9550 to find out just how much you can start saving today.

Check out our current interest rates and start saving today.

For a list of services, fees and charges click here.