Personal Loans

Whether it’s a new car or you're building or purchasing a new home, Coulee Bank is here to help you take the first great step in securing your future and making financial decisions simple. Coulee Bank is a local resource you can trust with competitive rates and loan programs to meet all your financing needs.

Start your future today. Apply for a hassle-free personal loan or home mortgage right now.

Coulee Bank’s lending priority is focused on serving the communities in close proximity to our branch offices. For our La Crosse and Onalaska, Wisconsin branches, our primary lending area will be residents in Jackson, La Crosse, Monroe, Trempealeau, and Vernon counties in Wisconsin and Houston and Winona counties in Minnesota. For our Twin Cities branch located in St. Paul, Minnesota, our primary lending area will be residents in Anoka, Carver, Chisago, Dakota, Hennepin, Ramsey, Scott, Washington, and Wright counties in Minnesota, and St. Croix and Pierce counties in Wisconsin.

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Home Mortgages: Home mortgages are available to help finance the most important purchase you may ever make. We offer conventional fixed-rate, variable-rate and WHEDA mortgages.
Home Construction: Construction loans are short-term, interest-only loans that are typically designed to be replaced by a regular mortgage once the home is built. Let Coulee Bank help you build the home of your dreams.
Land Purchase: Maybe a few acres of wilderness appeals to your pioneer spirit. Maybe it's a desire to build a house exactly the way you want, which means starting with an unimproved, vacant lot in a new subdivision. Whatever the motivation, buying land is different from buying a house and Coulee Bank is here to help.
Home Equity Lines of Credit: Home equity lines and second mortgages let you borrow against the equity you have built in your home. The interest you pay is generally tax deductible; however, consult your tax advisor.

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Personal: Need a loan to finance a family vacation or to handle an unplanned major expense? A personal loan may be just the thing for you. Generally, a personal loan takes two forms: unsecured and secured. An unsecured personal loan is given without collateral at a higher interest rate, and a secured loan uses collateral to get better repayment terms, lowered fees, and a more advantageous interest rate. Talk to a lender today to see which option may be best for you.
Overdraft Line of Credit: This line of credit covers checking account overdraft complications and also functions as a personal unsecured line of credit.
Credit Card: Do you have a credit card issued by a big bank? Are you asking why your rates and fees are crippling your personal finances? Interest rates seem to increase on a daily basis and annual fees are now common on most cards, even those that were once free. With a Coulee Bank credit card you will receive a competative interest rate and several card holder benefits. Talk to a personal banker today to learn how you can apply.

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Using our loan calculator, you can calculate your monthly payment, maximum loan amount, or number of years required to pay off a loan.

First, click the button corresponding to what you'd like to solve for. Then, enter the information in the three boxes on the right and click CALCULATE.

Do you want to solve for:

Input should only consist of numbers and decimal points. Do NOT use commas, dollar signs or percent signs.

Please note that this calculator is just an estimate, your actual monthly payment, maximum loan amount, or number of years required to pay off a loan may vary.


	Amy Marcou (NMLS #465927) Mortgage Lender - La Crosse I moved to this area as a college student, and now live and raise my family here. I work with retail loan customers primarily at the Losey Blvd location and can assist you with most of your personal loan needs, including a credit card, car or boat loan, home improvement loan, and mortgages. I enjoy the personal relationship that I develop with my customers so please don't hesitate to contact me for your next lending need.

	Yer Yang (NMLS #465923) Personal Banker / Consumer Lender - La Crosse I have been with Coulee Bank since 2003. As a personal banker and consumer lending officer, I can assist you with all your personal needs, including deposit accounts, credit cards, personal line of credit, overdraft protection, car or boat loans and home improvement loans. I understand how important your request is to you and will respond quickly. Call or e-mail me me today. I look forward to working with you.

	Tori Truwe (NMLS #465924) Personal Banker / Mortgage & Consumer Lender- Onalaska Having grown up in the La Crosse Area my entire life, I now enjoy raising my family here. I have been involved in the Financial Industry since graduating from college with my Finance degree in 2000. I have experience in many details of the Banking Industry including mortgage lending, second mortgages, home equity lines of credit, auto loans, RV loans, personal lines of credit, and credit cards. I also open personal and business accounts and certificates of deposits. I enjoy being able to provide a complete financial package to my customers and feel that my wide range of expertise in the banking industry will make you feel very confident that I am providing the best information to assist you in making very important financial decisions.

	Emily Darling (NMLS #465925) Mortgage Lender / Branch Manager - Saint Paul Born and raised in the Macalester Groveland area of Saint Paul, I now reside in South Minneapolis with my husband and dog. I have enjoyed my career as a community banker in Saint Paul since the early 90's. Working in a local bank allows me to focus on your needs and help guide you through all of our bank services from start to finish. I will assist you with a re-finance or purchase of your home, a second mortgage or Home Equity Line of Credit. Customer service is my number one priority and I have always enjoyed working with and meeting people from all walks of life. I welcome the opportunity to meet you and assist you with all of your personal financial needs. Stop by and say "Hello" or give me a call, I'm never too busy to take time for you.

	Christopher Matter (NMLS #465926) Personal Banker / Consumer Lender - Saint Paul A native of Milwaukee, I have called St. Paul home since 2006. I have been involved in community banking for more than five years and understand that it is the exceptional service and trusted reliability that sets community banks apart. As a personal banker and consumer lending officer, my primary goal is to make sure that each person I meet with is provided products and services that meet their individual and unique needs. I can provide a wide range of services from every day deposit products through lines of credit, and automobile loans up to home equity loans. I look forward to building your trust and helping you bank with confidence.