Kasasa
ka • sa • sa (kah-sah-suh)
Kasasa is a bright light in the dull grey world of ho hum banking. We believe you should be inspired by accounts that benefit you the most, and services that give you complete control over your financial life. We also believe you should be valued for the money you keep with us—after all, it's your money!
That's why we offer financial solutions that revolve around you. Because banking shouldn't just be a necessity; it should help you make the most of your hard-earned money.
Take a look below to see which Kasasa account best fits your current needs. For help on determining the right account for you, please feel free to contact a personal banker.
Click the categories below to expand for more details.
Kasasa Cash
Kasasa Cash® is a free, high interest checking account with no minimum balance requirement and no monthly service fee. You choose the amount you keep in your account and we won't charge you for keeping it there.
This account makes everyone's life more convenient. By using your debit card more often and managing most basic banking tasks online each monthly qualification cycle, you get more control over your account.
With our Free Kasasa Cash, we pay 2.55% APY on balances of $0 to $15,000 if you meet the monthly qualifications listed below. Balances above $15,000 receive an interest rate of 0.30% on the portion of the balance above $15,000 if qualifications are met each monthly qualification cycle. In addition, you will receive up to $20 in Domestic ATM fee refunds per month. If you do not qualify for the higher interest rate, a standard 0.10% APY will be applied to the entire balance in your account.
To qualify for the higher interest rate, on a monthly basis you must:
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Use your debit card 10 times for purchases during the qualification cycle dates.
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Be enrolled and log into online banking once during the qualification cycle dates.
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Be enrolled and receive e-statement notices.
- Make an automatic payment or have a direct deposit.
For Kasasa Cash checking, a "monthly qualification cycle" starts on the last business day of a month and ends on the second to last business day of the next month. All requirements must post and settle your account during the monthly qualification cycle to be considered a qualifying account and receive the preferred rate for that month. They may not be in a pending state to qualify as one of the transactions. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers (transfers between two Coulee Bank accounts) do not count as qualifying ACH transactions. Interest is calculated and paid through the last calendar day of the month. Coulee Bank will only accept Kasasa Cash applications from applicants residing in the states of Wisconsin, Minnesota, and Iowa.
For a list of 2013 qualification cycle dates and disclosures, click here.
Kasasa Cash Back
Kasasa Cash Back® is a Free Checking Account that allows you to earn cash back on your everyday debit card purchases - what you buy is up to you. No pointless points to redeem or minimum balance requirements to earn cash back. In addition, you will receive up to $20 in Domestic ATM fee refunds per month.
This Free Kasasa Checking account will give you 3% cash back on up to $300 in purchases, even if you're down to your last penny in your account. But that's hardly a concern, when you get both your cash back and ATM fees refunded when you meet the simple and easy qualifications by doing these everyday things:
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Use your debit card 10 times for purchases during the qualification cycle dates.
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Be enrolled and log into online banking once during the qualification cycle dates.
-
Be enrolled and receive e-statement notices.
- Make an automatic payment or have a direct deposit.
For Kasasa Cash Back checking, a "monthly qualification cycle" starts on the last business day of a month and ends on the second to last business day of the next month. All requirements must post and settle your account during the monthly qualification cycle to be considered a qualifying account. They may not be in a pending state to qualify as one of the transactions. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers (transfers between two Coulee Bank accounts) do not count as qualifying ACH transactions. Interest is calculated and paid through the last calendar day of the month. Coulee Bank will only accept Kasasa Cash Back applications from applicants residing in the states of Wisconsin, Minnesota, and Iowa.
For a list of 2013 qualification cycle dates and disclosures, click here.
Kasasa Saver
Take your Kasasa Cash® or Kasasa Cash Back® benefits to a whole new level with Kasasa Saver®, a free, high-interest saver account linked to Kasasa Cash or Kasasa Cash Back. Here's how they work together: the massive interest and ATM fee refunds from Kasasa Cash or Kasasa Cash Back are automatically deposited into your Kasasa Saver account. Even better, your Kasasa Saver balance earns high interest; so you can sit back, relax and watch your savings grow.
It's time to get money to save, not just move your money around like other savings programs. By using your debit card more often and managing most basic banking tasks online with your Kasasa Cash or Kasasa Cash Back accounts each monthly qualification cycle, you get more on both accounts.
Balances up to $15,000 in the Kasasa Saver account receive an APY of 1.00% if qualifications in the Kasasa Cash account or Kasasa Cash Back are met (as outlined above) each monthly qualification cycle. Balances above $15,000 receive an interest rate of 0.30% on the portion of the balance above $15,000 if qualifications in the Kasasa Cash account are met each monthly qualification cycle. If qualifications in the Kasasa Cash or Kasasa Cash Back account are not met, the APY will be 0.10% on all balances in the Kasasa Saver account.
For a list of 2013 qualification cycle dates and disclosures, click here.
