Coulee Bank
Login to Coulee Bank Home BranchSign-Up for Coulee Bank Home Branch
Online Banking Login Remote Deposit Login
Start Here
Apply Online
Mortgage Resource Center - Apply Online 27/4
Learn More About New Overdraft Rules
 

Interest Rates as of 07/31/2010

Interest Rates & Annual Percentage Yields (APY)

Account Type Minimum Balance to Open Account and Obtain APY* Interest Rate APY*
Gold Club $100 .10% .10%
Now $750 .10% .10%
Savings $200 .25% .25%
Rewards Checking Click Here
*Rates subject to change.
Fees may reduce earnings of the account daily balance.
*APY=Annual Percentage Yield
 
Money Market Minimum Balance to Open Account and Obtain APY* Interest Rate APY*
Tier 1 $50,000 0.89% 0.89%
Tier 2 $25,000 0.55% 0.55%
Tier 3 $1,000 0.25% 0.25%
*Rates subject to change.
Fees may reduce earnings of the account daily balance.
*APY=Annual Percentage Yield

IRAs

IRAs Minimum Balance to Open Account and Obtain APY* Interest Rate APY*
12 Month $500 1.08% 1.08%
18 Month $500 1.25% 1.26%
30 Month $500 1.65% 1.66%
*Rates subject to change.
Fees may reduce earnings of the account daily balance.
There is a penalty for early withdrawal.
*APY=Annual Percentage Yield

Certificates of Deposit (CDs)

Certificates of Deposit Minimum Balance to Open Account and Obtain APY* Interest Rate APY*
Not Available at this Time
*Rates subject to change.
Fees may reduce earnings of the account daily balance.
There is a penalty for early withdrawal.
*APY=Annual Percentage Yield

Mortgage Rates 07/31/2010
Apply Now!
Based on owner-occupied $150,000 loan with 20% down payment
APR = Annual Percentage Rate. Rates and terms subject to change.
Normal underwriting guidelines apply. Borrower pays all closing costs.
Product Interest Rate APR*
30 Year Fixed Rate
30 Day Rate Lock / 0 points
 4.500% 4.532%
20 Year Fixed Rate
30 Day Rate Lock / 0 points
 4.375% 4.419%
15 Year Fixed Rate
30 Day Rate Lock / 0 points
 4.000% 4.056%
Rates subject to change. Disclosure
*APR=Annual Percentage Rate

Home Construction Rates 07/31/2010
Product Interest Rate APR*
Home Construction Loan as low as 4.5% 5.432%
Rates subject to change. Disclosure
*Estimated APR=Annual Percentage Rate

Land Purchase Rates 07/31/2010
Product Interest Rate APR*
Land Purchase Loan as low as 5.251% 5.3188%
Rates subject to change. Disclosure
*APR=Annual Percentage Rate

Home Improvement / Home Equity Rates 07/31/2010
Apply Now!
Product Interest Rate APR*
Home Equity Loan
<80% Loan-to-Value Ratio (LTV)
 as low as 4.51% 4.5637%
Home Equity Loan
<90% LTV
 as low as 4.871% 4.9343%
Rates subject to change. Disclosure
*APR=Annual Percentage Rate

Home Equity Line of Credit Rates 07/31/2010
Apply Now!
Product Interest Rate APR*
Home Equity Line of Credit (HELOC) <80% Loan-to-Value Ratio (LTV) 5.00% variable 5.00% variable
HELOC <90% LTV 5.00% variable 5.00% variable
Rates subject to change. Disclosure
*APR=Annual Percentage Rate

Vehicle Rates 07/31/2010
Apply Now!
Product Interest Rate APR*
Vehicle 2006-2010 as low as 5.00% 5.0507%
Vehicle 2003-2005 as low as 5.50% 5.5635%
Vehicle 2000-2002 as low as 8.131% 8.1795%
Vehicle 2001 & older as low as 8.131% 8.1959%
Rates subject to change. Disclosure
*APR=Annual Percentage Rate

Have you found your dream car? Visit Kelley Blue Book for a value estimate.

Personal Rates 07/31/2010
Apply Now!
Product Interest Rate APR*
Personal Loan as low as 12.25% 12.25%
Rates subject to change. Disclosure
*APR=Annual Percentage Rate

Security Shield Credit Card Rates 07/31/2010
Apply Now!
Plan Option Retail Purchase Cash Advance
Introductory Rate (6 months) 7.90% 18.90%
Annual Percentage Rate 14.90% 18.90%
Grace Period for Repayment of the balances for purchases 25 days None
Minimum Monthly Payment 3% of the average daily balance or $10.00 whichever is greater 3% of the average daily balance or $10.00 whichever is greater
Method for Computing the balance for purchases Average daily balance excluding new purchases Actual daily balance
Annual Fee None None
Late Payment Fee $25.00 $25.00
Cash Advance Fee N/A $5.00
Return Check Fee $25.00 $25.00
Rates subject to change. Disclosure
*APR=Annual Percentage Rate

Health Savings

Health Savings Minimum Balance to Obtain APY* Interest Rate APY*
Tier 1 $15,000 1.01% 1.01%
Tier 2 $5,000 .68% .68%
Tier 3 $1,000 0.25% 0.25%
Tier 4 $0 - $999.99 0.25% 0..25%
*Rates subject to change.
Fees may reduce earnings of the account daily balance.
*APY=Annual Percentage Yield



On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. For more information please contact Coulee Bank or visit www.fdic.gov.

Beginning July 1, 2010 Coulee Bank will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.
Home | Rates | Privacy | Contact
1516 Losey Blvd. S., La Crosse, WI 54601 | 608-784-9550
590 Theater Road, Onalaska, WI 54650 | 608-783-6000
© 2010 Coulee Bank. All Rights Reserved.
Website Design and Hosting by The BLÜ Group - Advertising & Marketing		 Facebook Twitter You Tube