The Security Shield Credit Card

Card Holder Benefits

• 7.9% APR (Introductory Rate)
• No Annual Fee
• Personalized Credit Limits
• Easy minimum monthly payments
• Cash advances
• Automated Teller Machine access (look for your credit card logo displayed at the ATM)
• Travel Accident Insurance is included free when your travel fare is charged to your credit card.
• Automatically Enrolled in Score Travel Program.
• Hometown Service: Local people you know and trust are here to help you with questions or problems. You won’t have to deal with out-of-town banks.
• Balance transferfrom other Credit Cards
• Worldwide Acceptance: This card offers you an international reputation combined with community bank values. Your card always gets a warm welcome at over 5.5 million locations worldwide.

Plan Option	Retail Purchase	Cash Advance
Annual Percentage Rate	14.90%	18.90%
Grace Period for Repayment of the balances for purchases	25 days	none
Minimum Monthly Payment	3% of the average daily balance or $10.00 whichever is greater	3% of the average daily balance or $10.00 whichever is greater
Method for Computing the balance for purchases	Average daily balance excluding new purchases	Actual Daily Balance
Annual Fee	None	None
Late Payment Fee	$25.00	$25.00
Overlimit Fee	$25.00	$25.00
Cash Advance Fee	N/A	$5.00
Return Check fee	$25.00	$25.00

* Plan options are subject to change.

Two Ways to Apply

1. Print the application by clicking here, fill it out, and mail it in to us. If you don't have Adobe Reader, download it here.
2. Or fill out our online form.