Business Service Fees 2010

	Business Free Checking	Business Checking	Business NOW Checking	Money Market
Special Requirement or Item	N/A	N/A	Sale Proprietor and Non-Profit Organizations Interest Credited Monthly	Interest Credited Monthly; Varies by balance
Minimum Opening Balance	$100			$2,500
Minimum Daily Balance required to offset fees	$1,500		$2,500	$2,500
Monthly Fees (if below Min. Balance)	$10	$10	$10 and $0.25 per Debit	$10
Free Monthly Transactions	150
Per Transaction Fee	$0.25 per item over 150	$0.15 Debit $0.25 Deposit Batch $0.06 Item Deposited		*Limited to 6 per statement (with no more than 3 by check)
Check Safekeeping or Images
Uncollected Funds Use
Overdraft Protection
Monthly Statements (Mail/Electronic)	Yes	Yes	Yes	Yes

Cash Management Options

	Remote Deposit	Investment Sweep Account	ACH	Wire Transfers	Positive Pay
Monthly Fee	$20	$50		N/A	$0
Transaction Fee		N/A	$0	$15 Domestic $40 Foreign	$0.25(Unspotted) $0.25(Cancel/Change)
Equipment Required	Scanner $25.50/Mo. Fee

Miscellaneous Items

Item	Fee
Stop Payment	$30
Cashier's Check	lst Check Free; $5/each
Fax Fee	$10
Telephone Transfers	$3/each
NSF Fee	$30
Image Checks/Copies	$5
Special Handling	$50

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. For more information please contact Coulee Bank or visit www.fdic.gov.

Beginning July 1, 2010 Coulee Bank will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.