Business Savings
Coulee Bank's business savings accounts fit all business types. Business statement savings with minimal deposit requirements are great for smaller businesses. Business money market accounts work well for larger business. Bank with Confidence.
Click the categories below to expand for more details.
Business Statement Savings
- $200 initial deposit.
- $200 minimum balance to avoid service charge.
- $5 service charge per month if account balance falls below the minimum balance requirement any day during the statement cycle.
- Interest credited quarterly.
- Quarterly statements.
Business Money Market
- $2,500 minimum to open.
- $2,500 minimum balance to avoid service charge.
- $15 service charge per month if account balance falls below the minimum balance requirement any day during the statement cycle.
- Interest credited monthly.
- Monthly statements.
- Limited to six withdrawals per month (no more than 3 by check).
CDs and IRAs
Certificates of Deposit (CDs)
We offer a wide range of certificates of deposit options with lengths from 91 days to 42 months. Deposit limits may exist on some options. All certificates earn interest at a fixed rate determined on date of purchase. Below are the current rates. There is a substantial penalty for early withdrawal. Automatically renewable at the rate in effect on renewal date.
For a list of services, fees, and charges, click here.
|
Certificates of Deposit |
Minimum Balance to |
Interest Rate |
APY* |
|
Please call for current rates |
|||
Individual Retirement Accounts (IRAs)
Save for your retirement and save on your taxes at the same time—with an IRA! Fixed rate plans are available to most wage earners. These accounts are insured separately by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000. Below are the current rates.
For a list of services, fees, and charges, click here.
|
IRAs |
Minimum Balance to Open Account and Obtain APY* |
Interest Rate |
APY* |
|
12 Month |
$500 |
0.80% |
0.80% |
|
18 Month |
$500 |
1.10% |
1.10% |
|
30 Month |
$500 |
1.37% |
1.37% |
*APY=Annual Percentage Yield. Rates subject to change. Fees may reduce earnings of the account daily balance. There is a penalty for early withdrawal.
Savings Calculator
Find Out How Your Business's Savings Can Grow!
Enter how much your business can afford to save each month, how long you can save this amount, and the interest rate on your savings and this calculator will display the eventual total.
Please note that this calculator is just an estimate. Contact us if you would like a more detailed estimation.




