Business Loans
Whether you're just getting started, taking on a new project, or expanding your business—Coulee Bank is a local resource you can trust to take your business to the next level. Our experienced relationship managers are knowledgeable in all types of SBA lending and are ready to customize a financing package at a competitive rate to help your business grow and succeed.
Coulee Bank’s lending priority is focused on serving the communities in close proximity to our branch offices. For our La Crosse and Onalaska, Wisconsin branches, our primary lending area will be residents in Jackson, La Crosse, Monroe, Trempealeau, and Vernon counties in Wisconsin and Houston and Winona counties in Minnesota. For our Twin Cities branch located in St. Paul, Minnesota, our primary lending area will be residents in Anoka, Carver, Chisago, Dakota, Hennepin, Ramsey, Scott, Washington, and Wright counties in Minnesota, and St. Croix and Pierce counties in Wisconsin.
Click the categories below to expand for more details.
Lines of Credit / Short-Term Working Capital
If your business is cyclical and you periodically need funds to finance your accounts receivable and inventory levels, this service is for you. These loans provide your business with the flexibility to borrow when you need to and repay part or all of the balance when the funds are available, enabling you to easily manage your day-to-day cash flow.
Equipment / Term Loans
If your business needs to continually invest in new assets without depleting your working capital, this service is for you. By using the appropriate amortization and structure, these loans allow your company to invest in your office, equipment, or plant.
Real Estate Loans
Whether your business is expanding, renovating or building, we can provide numerous options to finance your real estate transaction.
Letters of Credit
Vendors or other third parties sometimes require a letter of credit from a bank to support a transaction(s) they may be doing with your business. Coulee Bank offers this fee based service.
Alternative Financing
Coulee Bank is a local institution that stretches far beyond local resources. Check out our many loan programs to help small businesses including SBA, WHEDA, WBD, NSP, and various City and County loan funds.
Tips for Getting a Business Loan
Watch this video for some great tips on what banks look for when considering loaning money to a business. It includes guidelines to prepare for your meeting, "The 5 Cs," and insights from our business banking team.
Online Loan Applications
Taking the first step to securing a new business loan or line of credit has never been easier. Click here, to fill out our secure, online application. Once completed, your information will be transmitted to one of our loan officers for review.
Please e-mail us or call (608) 784-9550 if you have any questions regarding the online application process.
Individual Financial Statement
The individual financial statement (also known as personal statement) is an important part of the business loan application process. A fully completed statement hastens the decision making process, getting you the mone you need fatster. Once completed, your Individual Financial Statement will be transmitted to one of our loan officers for review.
Meet Your Business Banking Team
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Karen Dunn Senior Vice President / Chief Credit Officer As a commercial lender, I have been assisting businesses meet their financial objectives for more than 15 years. As the Bank’s Chief Credit Officer, it is my responsibility to provide guidance and strategic direction to the staff and collaborate with the commercial lenders to ensure that consistent and quality support is provided to meet your expectations during and through the credit process. I am committed to making your business a success. |
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Tim Willenbring Vice President / Business Banker I grew up working for my family's business, so I know firsthand the hard work and dedication it takes to make your business a success. As a commercial loan officer, I partner with my clients in a consultative approach to help you achieve the best results possible. I can match you with the financial products and services best suited to your needs and offer guidance to help achieve the maximum return on your investments. Please feel free to give me a call and put me to work for you! |
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Dean Suchy Vice President / Business Banker I have been working as a commercial banker in the Minneapolis, MN area for over 15 years. My clients are both small and large companies in a variety of industries. I am committed to making an investment in my clients and their future by determining the best products and services for their needs. Coulee Bank offers a full line of business products and all types of commercial loans including working capital lines of credit, term loans, and commercial real estate. Please feel free to contact me if you'd like a partner to help grow your company. |
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Jim Lehr Vice President / Business Banker I’ve been helping businesses expand and prosper in Minnesota and the Twin Cities area for over seven years. Having worked in community banking for over twenty years, I understand the importance of finding the right fit for your company, both in terms of the banking relationship along with the right product and service. My goal is to find that fit for your business and, as an experienced professional, assemble the banking tools necessary for success. So whether your business needs a small operating line, a large construction loan or if you're just looking for a banker whose value extends way beyond closing, let’s spend some time together and explore ways we can help. |
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Dave Louiselle Market President It is my goal to utilize my banking experience to deliver consistent and exceptional value to all our clients by providing individualized and creative solutions to their financial needs. I am active in both the business and civic community where I serve on a variety of committees and boards. I enjoy being engaged and contributing towards the community in which I work and live. I have been married for 24 years, have four children, and reside in Burnsville. |
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Joe Zoellner Business Banker / Relationship Manager As a native of La Crosse, I've seen our community grow and change. I believe this helps me as a commercial loan officer to better understand the issues you and your business may face. Whether your needs are depository or lending, I hope to work with you to best identify these needs, and more importantly find ways to meet them. In business, it's easiest to work with people you trust, I hope to earn yours. |
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Jeff Kumfer Business Banking Manager I have 27 years of broad based banking experience with an emphasis on quality lending and commitment to service. I have served the La Crosse market for 11 years, providing banking services to a variety of industries. I look forward to utilizing the exceptional abilities of Coulee Bank to help your business achieve its financial goals. |
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Angela Erdenberger Credit Analyst I have been with Coulee Bank since 2001 and am a La Crosse native and UW-L graduate. As a credit analyst, I assist the lenders with the financial analysis of your loan requests and on an annual basis review loan relationships. Please contact one of our excellent lenders today to assist you with your lending needs. |
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Sara Maliszewski Credit Analyst I am a graduate of UW-La Crosse and have lived in the La Crosse community since moving here as a student. I have worked in banking around the area since 2000, most recently joining Coulee Bank in November 2010. My responsibilities within the business loan department include financial analysis and review of loan relationships. Coulee Bank has a wide variety of banking products to fit your business needs as well as a great team to assist you. Contact us today for more information. |
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Angel Belke Head Loan Coordinator I have been involved with the processing and preparation of Commercial/Consumer loans for 12 years. My job is to remain up-to-date on the current regulations, documents and processes to make sure your loan documents are correct, therefore making your loan closing a worry-free experience. Accuracy is my #1 priority. |
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