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Business Lending Services

Coulee Bank offers all types of loans to help your business grow and prosper, including loans for real estate, equipment and working capital. Our staff is knowledgeable in all types of SBA lending. If you have a financing need, rely on our experienced relationship managers to spend the time to understand your business. We will respond quickly and customize a financing package at a competitive rate.

Coulee Bank’s lending priority is focused on serving the communities in close proximity to our branch offices. For our La Crosse and Onalaska, Wisconsin branches, our primary lending area will be residents in La Crosse, Vernon, Monroe, Jackson, and Trempealeau, counties in Wisconsin and Houston and Winona counties in Minnesota. For our Highland Park branch located in St. Paul, Minnesota, our primary lending area will be residents in Washington, Ramsey, Hennepin, Dakota, Scott, Anoka, Carver, Chisago, and Wright Counties in Minnesota.


Lines of Credit / Short-Term Working Capital

If your business is cyclical and you periodically need funds to finance your accounts receivable and inventory levels, this service is for you. These loans provide your business with the flexibility to borrow when you need to and repay part or all of the balance when the funds are available, which allows you to better manage your day-to-day cash flow.


Equipment / Term Loans

If you need to continually invest in new assets without depleting your working capital, this service is for you. By using the appropriate amortization and structure, these loans allow your company to invest in your office, equipment, or plant.


Real Estate Loans

Whether your business is expanding, renovating or building, we have the expertise to provide various options that best fit your real estate needs.


Letters of Credit

Vendors or other third parties sometimes require a letter of credit from a bank to support a transaction(s) they may be doing with your company. Coulee Bank offers this service for a minimal fee.


Alternative Financing

Coulee Bank participates in many loan programs to help small businesses to include SBA, WHEDA, WBD, NSP, and various City and County loan funds.


Tips for Getting a Business Loan

Watch this video for some great tips on what banks look for when considering loaning money to a business. It includes guidelines for preparing for your meeting, "The 5 Cs", and insights from our business banking team.


Online Loan Applications

Taking the first step to securing a new business loan or line of credit has never been easier. Click here to fill out our secure, online application. Once completed, your information will be transmitted to one of our loan officers for review. Please contact us if you have any questions regarding the online application process.

Individual Financial Statement


Meet Your Business Banking Team

Karen Dunn
Vice President / Senior Loan Officer

I have been helping businesses meet their financial objectives for more than 15 years. As a Commercial Loan Officer, I am committed to assisting both small and large companies meet their goals. In addition to a wide array of deposit products, we offer all types of commercial loans including working capital lines of credit, equipment term loans and commercial real estate loans. My goal is to "partner" with you and assist you in making your business a success. Please contact me if you would like to discuss your financial options.

Tim Willenbring
Vice President / Commercial Loan Officer

I grew up working for my family's business, so I know first hand the hard work and dedication it takes to make your business a success. As a Commercial Loan Officer, I partner with my clients in a consultative approach to help you achieve the best results possible. I can match you with the financial products and services best suited to your needs and offer guidance to help achieve the maximum return on your investments. Please feel free to give me a call and put me to work for you!

Joe Zoellner
Commercial Loan Officer / Relationship Manager

As a native of La Crosse, I've seen our community grow and change. I believe this helps me as a Commercial Loan Officer to better understand the issues you and your business may face. Whether your needs are depository or lending, I hope to work with you to best identify these needs, and more importantly find ways to meet them. In business, it's easiest to work with people you trust, I hope to earn yours.

Angela Brandt
Credit Analyst / Relationship Manager

I have lived in the La Crosse area all of my life and have been with Coulee Bank since 2001. As a Commercial Loan Officer, I can assist you with all your business needs including deposit accounts, small business loans, SBA loans, working capital lines of credit, commercial real estate and equipment loans. Contact me today to start a prosperous relationship with Coulee Bank.

Libby Berg
Business Banking Associate

As a Business Banking Associate, I will work with you and your business to determine the best products and services to meet your needs. Coulee Bank offers a full array of cash management products, including remote deposit, investment and deposit accounts, merchant card processing and credit cards. My goal is to help you maximize your cash, save you time, and help you manage and grow your company. Call or e-mail me today. I look forward to working with you.

Angel Belke
Head Loan Coordinator

I have been involved with the processing and preparation of Commercial/Consumer loans for 11 years. My job is to remain up to date on the current regulations, documents and processes to make sure your loan documents are correct, therefore making your loan closing a worry-free experience. Accuracy is my #1 priority.

Pieter Gasterland
Vice President / Commercial Loan Officer

I grew up in Bloomington, MN and I currently live on the East side of St. Paul. I started in the banking industry in 1997 and have been guided by the principle that delivering exceptional customer service is my number one priority. Exceptional service starts with listening so I take all the time that is necessary to fully understand my customer"s financial needs and then provide them with solutions. It is my goal to become your financial partner known for providing exceptional customer service, sound financial advice, satisfying all of your financial needs, and helping you succeed financially. Give me a call and let"s talk!

Dean Suchy
Vice President / Commercial Loan Officer

I have been working as a Commercial Banker in the Minneapolis, MN area for over 15 years. My clients are both small and large companies in a variety of industries. I am committed to making an investment in my clients and their future by determining the best products and services for their needs. Coulee Bank offers a full line of business products and all types of commercial loans including working capital lines of credit, term loans, and commercial real estate. Please feel free to contact me if you"d like a partner to help grow your company.




On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. For more information please contact Coulee Bank or visit www.fdic.gov.

Beginning July 1, 2010 Coulee Bank will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.

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590 Theater Road, Onalaska, WI 54650 | 608-783-6000
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